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Card payment rejected: bank or limit to blame

Withdrawals via Visa or Mastercard are processed within 1 to 3 business days. This duration is comparable to bank transfers, which also take 3 to 5 business days for withdrawals. Players should be aware that limits for card transactions range from 10 EUR to 5,000 EUR. If a card payment is rejected, it is often due to exceeding this limit or a bank-imposed restriction rather than an issue with the casino's processing.
While prepaid options like CashtoCode eVoucher, Paysafecard, and CashLib offer instant deposits, they do not support withdrawals. This means players must select an alternative method for cashing out their winnings, which can extend the overall payout timeline. For example, a player depositing with Paysafecard would need to choose another method, potentially a bank transfer, for their withdrawal.
The minimum deposit for most methods is 10 EUR, with prepaid options starting at this amount. However, for withdrawals, the minimum is generally 20 EUR for bank transfers and cryptocurrencies. This difference in minimums between depositing and withdrawing on certain methods could cause confusion, but it does not directly impact the speed of an approved withdrawal.
Bank card and coins in front of a glowing shield
Secure payments and limits at Fatpirate Casino

Bitcoin Deposit: Transaction Fee Separate from Amount

Deposits made with Bitcoin (BTC) typically take between 10 to 60 minutes to be confirmed. This processing time is longer than some other cryptocurrencies like Binance Pay, which offers instant deposits. When depositing with Bitcoin, it is important to note that network fees are separate from the deposit amount, meaning the transaction value will be reduced by these fees.
Withdrawals via Bitcoin are processed within 0 to 24 hours, placing them in the mid-range for speed compared to other available methods. For instance, MiFinity and Neteller offer similar withdrawal times of 0 to 24 hours. However, unlike MiFinity and Neteller, Bitcoin withdrawals are subject to network fees, which can vary and are not included in the withdrawal limit of 20 EUR to 10,000 EUR.
The minimum deposit for Bitcoin is 20 EUR, aligning with other cryptocurrency options such as Litecoin (LTC) and Dogecoin (DOGE). The maximum withdrawal limit for Bitcoin is 10,000 EUR. While the absence of direct casino fees for Bitcoin transactions is a benefit, players must account for potential network fees when calculating the final amount received.

Incorrect Crypto Address: Funds Irretrievably Lost

When initiating a withdrawal to a cryptocurrency address, accuracy is paramount. If an incorrect crypto address is provided, the funds are irretrievably lost. This risk is inherent to all cryptocurrency transactions, regardless of the casino's processing speed. For example, a USDT (TRC-20) withdrawal sent to a mistyped address cannot be recovered.
The processing time for cryptocurrency withdrawals, such as Litecoin (LTC) and Dogecoin (DOGE), is between 0 to 24 hours. This timeframe is consistent across many crypto options available. However, the critical factor remains the accuracy of the recipient address; any error will result in permanent loss, irrespective of how quickly the casino processes the outbound transaction.
While the casino itself does not charge fees for crypto withdrawals (excluding network fees), the responsibility for inputting the correct address rests solely with the player. The limits for crypto withdrawals range from 20 EUR to 10,000 EUR. A player must double-check this information to avoid the irreversible loss of funds, a consequence far more significant than any processing delay.

Litecoin vs. Dogecoin: Speed and Fees

Both Litecoin (LTC) and Dogecoin (DOGE) withdrawals are processed within 0 to 24 hours, offering a comparable speed. This timeframe is identical to other cryptocurrencies like Bitcoin (BTC) and USDT (TRC-20). Neither Litecoin nor Dogecoin withdrawals incur direct fees from the casino, though network fees are applicable.
The network fees associated with Litecoin (LTC) and Dogecoin (DOGE) withdrawals can vary. While these fees are not charged by the casino, they will reduce the final amount received by the player. This is a common characteristic of most cryptocurrency transactions, unlike methods such as Visa/Mastercard or Bank transfers which have no such variable fees.
The minimum deposit for both Litecoin (LTC) and Dogecoin (DOGE) is 20 EUR, and the withdrawal limit is set between 20 EUR and 10,000 EUR. This consistency in deposit and withdrawal parameters makes choosing between these two cryptocurrencies for speed and fee considerations relatively straightforward, as their core transactional aspects are very similar.

Change payment method: what to consider

When changing payment methods for withdrawals, players should be aware of differing processing times. For instance, switching from an e-wallet like MiFinity, which offers 0-24 hour withdrawals, to a bank transfer could mean waiting 3 to 5 business days. Understanding these variations is key to managing expectations regarding payout speed.
The limits associated with each payment method can also influence a decision to switch. While credit cards have a limit of up to 5,000 EUR, e-wallets and cryptocurrencies often allow withdrawals up to 10,000 EUR. This difference might necessitate using multiple withdrawal methods if a player aims to cash out an amount exceeding the limit of their preferred method.
Crucially, prepaid options such as CashtoCode eVoucher, Paysafecard, and Neosurf do not support withdrawals at all. Therefore, if a player initially deposited using one of these methods, they must select an alternative, supported method for any future payouts. This restriction means a player cannot simply switch to a prepaid card for withdrawal purposes.
Payment methods, limits and fees
MethodTypeDepositWithdrawalMin. DepositLimitFees
Visa / MastercardcardInstant1-3 Business Days (Visa)10 EUR10 - 5.000 EURNone
MiFinitye-walletInstant0-24 Hours10 EUR10 - 10.000 EURNone
Netellere-walletInstant0-24 Hours10 EUR10 - 10.000 EURNone
Binance PaycryptoInstant0-2 Hours20 EUR20 - 10.000 EURNone
Dogecoin (DOGE)crypto5-30 Minutes0-24 Hours20 EUR20 - 10.000 EURNone (Network Fee Only)
Litecoin (LTC)crypto5-30 Minutes0-24 Hours20 EUR20 - 10.000 EURNone (Network Fee Only)
USDT (TRC-20)cryptoInstant (1-5 Minutes)0-24 Hours20 EUR20 - 10.000 EURNone (Low Network Fee)
CashLibprepaidInstantNot Available10 EUR10 - 1.000 EURNone
CashtoCode eVoucherprepaidInstantNot Available10 EUR10 - 1.000 EURNone
Banküberweisungbank1-3 Business Days3-5 Business Days20 EUR20 - 10.000 EURNone (Bank Fees Possible)

Payment cancelled: money back to account

A cancellation of a payment means that the funds are returned to the player's account. For instance, if a deposit attempt via Binance Pay fails, the deposited 20 EUR would be immediately credited back. This contrasts with some traditional banking methods where such reversals can take several business days. The casino does not deduct fees in such scenarios, aligning with the 'None' fee structure for most digital methods.
This refund mechanism is particularly relevant for methods like Binance Pay, which typically process deposits instantly. Should an issue arise during the transaction, the player can expect the funds to reappear in their account promptly, rather than being held up. This stands in stark contrast to bank transfers, where a failed deposit might take 1 to 3 business days to rectify.
Players using methods such as Bitcoin (BTC) or Dogecoin (DOGE) may experience a slight delay for the return of funds if a transaction is cancelled. While these cryptocurrencies aim for quick processing, network confirmations can sometimes extend the time. However, the casino itself does not impose additional charges for these cancellations, ensuring the player recovers the full deposit amount.

Credited instantly does not mean withdrawable

Instant deposits via methods like Binance Pay or Visa/Mastercard do not guarantee immediate withdrawal availability. While the 20 EUR minimum deposit shows up in the player's account swiftly, the funds may be subject to casino processing times before they can be cashed out. This is a common practice across many online platforms to prevent fraudulent activities.
Prepaid methods such as CashLib, CashtoCode eVoucher, Paysafecard, and Neosurf allow for instant deposits, with a minimum of 10 EUR. However, these methods explicitly do not support withdrawals. This means any funds deposited using these options cannot be directly withdrawn back through them, requiring players to select an alternative withdrawal method.
For cryptocurrencies like USDT (TRC-20), deposits are instant, taking only 1-5 minutes. Despite this rapid crediting, players must be aware that withdrawals are still subject to the casino's processing, which can take up to 24 hours. This is different from the e-wallet Neteller, which also offers instant deposits and processes withdrawals within 0 to 24 hours.

Calculation Example: 20 EUR Deposit Yields 60 EUR Bonus Balance

With the 300% welcome bonus up to €2,000, a 20 EUR deposit translates into a substantial bonus balance. Depositing 20 EUR would trigger a bonus of 60 EUR (20 EUR x 300%). This results in a total playable balance of 80 EUR (20 EUR deposit + 60 EUR bonus).
This bonus structure significantly enhances the initial playing capital. A player depositing the maximum eligible amount for this bonus tier would deposit 20 EUR and receive 60 EUR, totaling 80 EUR. This allows for more spins and potentially longer play sessions compared to only using the deposited funds.
It is crucial to understand that this bonus balance is subject to wagering requirements before it can be withdrawn. For example, if the wagering requirement is x40, the player would need to wager 3,200 EUR (80 EUR x 40) to convert the bonus funds into withdrawable cash. This is a standard practice for such welcome offers.

KYC in 24 to 48 hours before withdrawal

Before a player can initiate their first withdrawal, a Know Your Customer (KYC) verification process is required. This involves submitting an ID and proof of address, which should not be older than 3 months. The casino typically reviews these documents within 24 to 48 hours.
This verification period is a standard security measure. For example, a withdrawal request submitted on Monday might be processed only after the KYC is completed by Wednesday. This is similar to how some e-wallets, like MiFinity, have processing times up to 24 hours for payouts, but the KYC adds a mandatory pre-step.
Players should be aware that this KYC check is a prerequisite for cashing out winnings, regardless of the withdrawal method chosen. While methods like Bitcoin (BTC) offer withdrawals within 0-24 hours, the KYC process must be completed first. Therefore, anticipating this 24 to 48-hour verification is key for a smooth withdrawal experience.

Initiate Withdrawal in 0 to 24 Hours

Initiating a withdrawal at Fatpirate Casino can take between 0 to 24 hours, depending on the chosen method. Cryptocurrencies like Bitcoin (BTC), Binance Pay, USDT (TRC-20), and Dogecoin (DOGE) fall within this range. This timeframe refers to the casino's processing of the withdrawal request before it is sent to the payment provider.
For e-wallets such as MiFinity and Neteller, the withdrawal processing time is also stated as 0 to 24 hours. This is significantly faster than traditional bank transfers, which can take 3 to 5 business days for funds to appear. Players opting for digital methods can expect quicker access to their winnings.
It is important to note that the '0 to 24 hours' timeframe for initiating withdrawals excludes the KYC verification period. Once KYC is completed, a withdrawal request can be submitted and will be processed by the casino within this specified window. This means actual arrival time may be longer depending on the payment method's own processing times.

1,000, 5,000, or 10,000 EUR Limit

The withdrawal limits at Fatpirate Casino vary depending on the chosen payment method, with options such as MiFinity and Neteller allowing for withdrawals up to 10,000 EUR. These e-wallets offer a higher ceiling compared to some other methods available on the platform. Players looking to withdraw larger sums should prioritize these methods to avoid transaction limitations.
In contrast, prepaid solutions like Neosurf and CashtoCode eVoucher have a significantly lower withdrawal limit, capped at 1,000 EUR. This means that winnings exceeding this amount through these specific methods would necessitate the use of an alternative payout option. This limitation is common for prepaid services due to their nature.
For card transactions using Visa or Mastercard, the withdrawal limit is set at 5,000 EUR, which sits between the highest and lowest limits seen across the available methods. This offers a mid-range option for players who prefer traditional card payments for their withdrawals.

KYC 24 to 48 hours before withdrawal

The Know Your Customer (KYC) process at Fatpirate Casino requires a submitted identity and address verification that is not older than 3 months. This verification step is crucial before any withdrawal can be processed, ensuring compliance and security for all transactions. The check itself can take between 24 to 48 hours to complete.
This mandatory 24 to 48-hour verification period means that players must factor in this processing time when planning their withdrawals. For instance, initiating a withdrawal on a Friday might mean the funds are not released until the following Monday or Tuesday, depending on the exact timing of the KYC approval.
Compared to instant withdrawal methods available for deposits, the KYC process introduces a delay for payouts, a standard practice in the online gaming industry to prevent fraud. Players should aim to complete their KYC verification proactively to expedite the withdrawal process once they decide to cash out winnings.

KYC Before First Payout: 24-48 Hours

The initial withdrawal at Fatpirate Casino is contingent upon the successful completion of the KYC procedure, which involves submitting identification and proof of address documents. This verification step is not instantaneous and is allocated a timeframe of 24 to 48 hours for review. Therefore, the very first payout request will experience this inherent delay.
For example, a player making a deposit and then immediately requesting their first withdrawal might find the funds unavailable for an additional 24 to 48 hours while their documents are processed. This contrasts with subsequent withdrawals, which may be quicker if the KYC is already approved and no new verification is needed.
While methods like MiFinity and Neteller promise payouts within 0-24 hours, this timeframe is only applicable after the initial KYC process has been successfully cleared. Players using these otherwise fast e-wallets should be aware that their first withdrawal will be subject to the 24-48 hour KYC check.

Business days count: weekend extends all withdrawals

Withdrawals processed by traditional methods, such as Bank Transfer, are subject to a longer processing time of 3 to 5 business days. This means that if a withdrawal is requested on a Friday, the processing will not begin until the following Monday, effectively extending the payout duration over the weekend. This applies to all days not considered business days.
Even for e-wallets like MiFinity and Neteller, which state a payout window of 0-24 hours, the practical reality can be affected by weekends. If a withdrawal is initiated late on a Friday, it might not be processed until the next business day, pushing the arrival of funds into the following week. This is a common industry standard.
Cryptocurrency withdrawals, including Litecoin (LTC) and Bitcoin (BTC), also fall under the 0-24 hour window, but this too can be indirectly influenced by weekends. While the blockchain operates continuously, the casino's internal processing team may observe standard business hours for finalising transactions, potentially delaying the completion of transfers requested close to or during a weekend.

Payments Outside EUR: Surcharge for Currency Conversion

Fatpirate Casino primarily operates in Euros (EUR), and while specific details regarding currency conversion surcharges are not explicitly stated in the provided data, it is a common practice for financial institutions and payment providers to apply fees for transactions outside the primary currency. Players should anticipate potential charges if using non-EUR payment methods.
Methods like MiFinity and Neteller, which facilitate withdrawals between 0-24 hours and have limits up to 10,000 EUR, may incur additional costs if the user's account is not denominated in EUR. Similarly, cryptocurrency transactions, though often faster, are subject to exchange rate fluctuations and potential network fees that can vary.
For players utilizing Visa/Mastercard or Bank Transfers, which have longer processing times, currency conversion could also introduce unexpected costs. It is advisable for players to check with their respective banks or payment providers about any international transaction fees or currency exchange surcharges before initiating deposits or withdrawals in currencies other than EUR.

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